/* GoRascalJohn — site.css (no build step). Mobile-first. */
@font-face{font-family:"Bricolage";src:url(/assets/fonts/bricolage-latin.woff2) format("woff2");font-weight:400 800;font-stretch:75% 100%;font-display:swap}
@font-face{font-family:"Instrument";src:url(/assets/fonts/instrument-serif-italic-latin.woff2) format("woff2");font-style:italic;font-weight:400;font-display:swap}
:root{
  --navy:#121f2f;--navy-2:#0b1520;--navy-3:#1b2d43;--red:#E43C4A;--red-d:#c22b39;--blue:#487C9C;--aqua:#AADADA;--aqua-l:#e3f3f3;
  --paper:#f7f4ee;--paper-2:#efe9df;--ink:#121f2f;--muted:#4d5b6b;--line:#ddd5c7;--white:#fff;
  --display:"Bricolage",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --body:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --serif:"Instrument",Georgia,"Times New Roman",serif;
  --r:18px;--r-sm:10px;--shadow:0 1px 2px rgba(18,31,47,.06),0 8px 28px rgba(18,31,47,.10);
  --wrap:1200px;--pad:clamp(18px,4vw,40px);
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}
body{margin:0;font-family:var(--body);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--paper);text-rendering:optimizeLegibility}
img,svg,video,iframe{max-width:100%;display:block}
img{height:auto}
a{color:var(--navy);text-decoration-color:var(--red);text-decoration-thickness:2px;text-underline-offset:3px}
a:hover{color:var(--red-d)}
:focus-visible{outline:3px solid var(--red);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:0;background:var(--red);color:#fff;padding:.6rem 1rem;z-index:100;border-radius:0 0 8px 0}
.skip:focus{left:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad)}
.narrow{max-width:780px}
h1,h2,h3,h4{font-family:var(--display);line-height:1.08;letter-spacing:-.02em;margin:0 0 .5em;font-weight:750}
h1{font-size:clamp(2.3rem,6.4vw,4.6rem);font-stretch:85%}
h2{font-size:clamp(1.75rem,3.8vw,2.75rem);font-stretch:88%}
h3{font-size:clamp(1.2rem,2vw,1.45rem);letter-spacing:-.01em}
p{margin:0 0 1em}
em.s,.serif{font-family:var(--serif);font-style:italic;font-weight:400;letter-spacing:0}
.eyebrow{font-family:var(--display);text-transform:uppercase;letter-spacing:.14em;font-size:.78rem;font-weight:700;color:var(--red);margin:0 0 .9rem;display:inline-flex;gap:.5rem;align-items:center}
.eyebrow::before{content:"";width:22px;height:2px;background:currentColor}
.lead{font-size:clamp(1.1rem,1.6vw,1.3rem);color:var(--muted);max-width:62ch}
.muted{color:var(--muted)}
.small{font-size:.875rem}
.ph{background:#fff3b0;color:#5a4500;border:1px dashed #c9a400;padding:0 .3em;border-radius:4px;font-weight:600;font-size:.92em}
/* Buttons */
.btn{--b:var(--red);display:inline-flex;align-items:center;justify-content:center;gap:.55rem;min-height:48px;padding:.8rem 1.25rem;border-radius:999px;font-family:var(--display);font-weight:700;font-size:1rem;letter-spacing:-.005em;text-decoration:none;border:2px solid var(--b);background:var(--b);color:#fff;cursor:pointer;transition:transform .15s ease,background .15s ease,box-shadow .15s ease;line-height:1.1}
.btn:hover{transform:translateY(-2px);color:#fff;background:var(--red-d);border-color:var(--red-d);box-shadow:0 10px 24px rgba(228,60,74,.28)}
.btn svg{width:20px;height:20px;flex:none}
.btn.ghost{background:transparent;color:inherit;border-color:currentColor}
.btn.ghost:hover{background:rgba(255,255,255,.08);box-shadow:none;color:inherit}
.btn.dark{--b:var(--navy)}.btn.dark:hover{background:var(--navy-3);border-color:var(--navy-3);box-shadow:0 10px 24px rgba(18,31,47,.25)}
.btn.tiktok{--b:#000}.btn.tiktok:hover{background:#111;border-color:#111;box-shadow:0 0 0 3px #25F4EE,4px 4px 0 3px #FE2C55}
.btn.sm{min-height:40px;padding:.5rem 1rem;font-size:.92rem}
.btns{display:flex;flex-wrap:wrap;gap:.75rem}
/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(18,31,47,.96);backdrop-filter:saturate(1.4) blur(10px);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.hdr{display:flex;align-items:center;gap:1rem;min-height:68px}
.brand{display:flex;flex-direction:column;text-decoration:none;color:#fff;line-height:1}
.brand b{font-family:var(--display);font-size:1.35rem;letter-spacing:-.03em;font-weight:800}
.brand b span{color:var(--red)}
.brand small{font-size:.68rem;letter-spacing:.06em;text-transform:uppercase;opacity:.78;margin-top:.25rem}
.nav{margin-left:auto;display:none}
.nav>ul{list-style:none;display:flex;gap:.15rem;margin:0;padding:0;align-items:center}
.nav a,.nav button.dd{color:#fff;text-decoration:none;font-weight:600;font-size:.95rem;padding:.55rem .7rem;border-radius:8px;display:block;background:none;border:0;font-family:inherit;cursor:pointer}
.nav a:hover,.nav button.dd:hover,.nav li:focus-within>button.dd{background:rgba(255,255,255,.08);color:#fff}
.nav a[aria-current=page]{box-shadow:inset 0 -2px 0 var(--red)}
.nav .has-dd{position:relative}
.nav button.dd::after{content:"";display:inline-block;width:.42em;height:.42em;border-right:2px solid;border-bottom:2px solid;transform:rotate(45deg) translateY(-3px);margin-left:.45em;opacity:.7}
.nav .menu{position:absolute;top:100%;left:0;min-width:270px;background:#fff;color:var(--ink);border-radius:14px;box-shadow:var(--shadow);padding:.5rem;list-style:none;margin:.3rem 0 0;opacity:0;visibility:hidden;transform:translateY(6px);transition:.15s}
.nav .has-dd:hover .menu,.nav .has-dd:focus-within .menu,.nav .has-dd.open .menu{opacity:1;visibility:visible;transform:none}
.nav .menu a{color:var(--ink);font-weight:600;padding:.55rem .75rem}
.nav .menu a small{display:block;font-weight:400;color:var(--muted);font-size:.8rem}
.nav .menu a:hover{background:var(--aqua-l);color:var(--ink)}
.nav .menu .sep{border-top:1px solid var(--line);margin:.35rem .5rem}
.hdr-social{display:none;gap:.25rem}
.hdr-cta{margin-left:auto}
.menu-toggle{background:none;border:2px solid rgba(255,255,255,.25);color:#fff;border-radius:10px;width:46px;height:46px;display:grid;place-items:center;cursor:pointer}
.menu-toggle svg{width:22px;height:22px}
@media (min-width:1280px){.nav{display:block}.menu-toggle{display:none}.hdr-cta{margin-left:.5rem}.hdr-social{display:flex}}
@media (max-width:1279px){.hdr-cta .btn{min-height:42px;padding:.45rem .9rem}}
@media (max-width:400px){.hdr-cta{display:none}.menu-toggle{margin-left:auto}}
.mnav{display:none;background:var(--navy);color:#fff;border-top:1px solid rgba(255,255,255,.1);max-height:calc(100vh - 68px);overflow:auto}
.mnav.open{display:block}
.mnav ul{list-style:none;margin:0;padding:.5rem var(--pad) 1.5rem}
.mnav li a{display:block;color:#fff;text-decoration:none;padding:.7rem 0;border-bottom:1px solid rgba(255,255,255,.08);font-weight:600}
.mnav .grp{font-family:var(--display);text-transform:uppercase;letter-spacing:.12em;font-size:.72rem;color:var(--aqua);padding:1.1rem 0 .2rem;border:0}
.mnav .sub a{padding-left:.9rem;font-weight:500;opacity:.92}
/* Social icons */
.soc{display:flex;flex-wrap:wrap;gap:.4rem;list-style:none;margin:0;padding:0}
.soc a{display:grid;place-items:center;width:40px;height:40px;border-radius:999px;color:inherit;text-decoration:none;border:1px solid currentColor;opacity:.9;transition:.15s}
.soc a:hover{opacity:1;background:var(--red);border-color:var(--red);color:#fff}
.soc a.tt{background:#000;border-color:#000;color:#fff;width:auto;padding:0 .85rem 0 .7rem;gap:.4rem;display:flex;font-weight:700;font-size:.85rem}
.soc a.tt:hover{box-shadow:-2px -2px 0 #25F4EE,2px 2px 0 #FE2C55;background:#000}
.soc svg{width:18px;height:18px}
.hdr-social a{width:36px;height:36px;border-color:rgba(255,255,255,.25)}
/* Hero */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(900px 500px at 85% 10%,rgba(72,124,156,.45),transparent 60%),radial-gradient(700px 500px at 0% 100%,rgba(228,60,74,.22),transparent 60%)}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;opacity:.06;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='3'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
.hero-grid{display:grid;gap:2rem;padding-top:clamp(2.5rem,6vw,5.5rem);padding-bottom:clamp(2.5rem,5vw,4rem);align-items:center}
@media (min-width:960px){.hero-grid{grid-template-columns:1.12fr .88fr;gap:3rem}}
.hero h1{margin-bottom:.35em}
.hero h1 .s{color:var(--aqua);font-size:1.06em;display:inline}
.hero .lead{color:rgba(255,255,255,.82)}
.hero .eyebrow{color:var(--aqua)}
.hero-meta{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem;margin-top:1.5rem;font-size:.9rem;color:rgba(255,255,255,.75)}
.hero-meta span{display:inline-flex;gap:.4rem;align-items:center}
.hero-meta svg{width:16px;height:16px;color:var(--aqua)}
.hero-art{position:relative;min-height:380px;max-width:520px;width:100%;margin:0 auto}
.le-card{position:absolute;left:0;top:6%;width:72%;background:#fff;color:var(--ink);border-radius:12px;box-shadow:0 30px 60px rgba(0,0,0,.35);padding:16px 16px 18px;transform:rotate(-4deg);font-size:.72rem;line-height:1.35}
.le-card .le-h{display:flex;justify-content:space-between;align-items:baseline;border-bottom:2px solid var(--ink);padding-bottom:6px;margin-bottom:8px}
.le-card .le-h b{font-family:var(--display);font-size:1rem}
.le-row{display:flex;justify-content:space-between;gap:8px;padding:5px 0;border-bottom:1px solid #e8e8e8}
.le-row i{font-style:normal;color:#555}
.le-row .bar{flex:1;height:7px;background:#e6e6e6;border-radius:3px;align-self:center;max-width:90px}
.le-sec{font-weight:700;background:#f1f1f1;padding:4px 6px;margin-top:8px;border-radius:3px}
.mark{position:relative}
.mark::after{content:"";position:absolute;inset:-4px -8px;border:2.5px solid var(--red);border-radius:50% 45% 50% 48%/55% 50% 45% 50%;transform:rotate(-2deg);animation:draw 1s .6s both}
@keyframes draw{from{clip-path:inset(0 100% 0 0)}to{clip-path:inset(0 0 0 0)}}
.note{position:absolute;background:var(--red);color:#fff;font-family:var(--display);font-weight:700;font-size:.8rem;padding:.45rem .7rem;border-radius:10px;box-shadow:0 10px 24px rgba(0,0,0,.25);animation:pop .5s both;max-width:180px;line-height:1.2}
.note.n1{left:46%;top:2%;animation-delay:1s}
.note.n2{left:-2%;bottom:16%;animation-delay:1.3s;background:var(--aqua);color:var(--navy)}
@keyframes pop{from{opacity:0;transform:translateY(8px) scale(.96)}to{opacity:1;transform:none}}
.hero-john{position:absolute;right:-4%;bottom:0;width:60%;max-width:330px;filter:drop-shadow(0 20px 30px rgba(0,0,0,.35))}
.hero-john img{width:100%}
@media (max-width:959px){.hero-art{min-height:330px;max-width:440px}}
/* Sections */
section{padding:clamp(3rem,7vw,6rem) 0}
.sec-head{max-width:760px;margin-bottom:2.2rem}
.band-white{background:#fff}
.band-navy{background:var(--navy);color:#fff}
.band-navy .lead,.band-navy .muted{color:rgba(255,255,255,.78)}
.band-navy a{color:#fff}
.band-aqua{background:var(--aqua-l)}
.grid{display:grid;gap:1.25rem}
@media (min-width:700px){.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(2,1fr)}}
@media (min-width:1000px){.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.5rem;box-shadow:0 1px 0 rgba(18,31,47,.03);position:relative;transition:transform .2s ease,box-shadow .2s ease,border-color .2s}
a.card{text-decoration:none;color:inherit;display:block}
a.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:var(--navy)}
.card h3{margin-bottom:.35em}
.card p{color:var(--muted);margin-bottom:.6em}
.card .go{font-family:var(--display);font-weight:700;color:var(--red);font-size:.95rem}
.card .tag{display:inline-block;font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--blue);margin-bottom:.6rem}
.card.feature{background:var(--navy);color:#fff;border-color:var(--navy)}
.card.feature p{color:rgba(255,255,255,.78)}
.card.feature .tag{color:var(--aqua)}
.card.feature .go{color:var(--aqua)}
.band-navy .card{background:var(--navy-3);border-color:rgba(255,255,255,.1);color:#fff}
.band-navy .card p{color:rgba(255,255,255,.75)}
.num{font-family:var(--display);font-weight:800;font-size:3rem;line-height:1;color:var(--red);font-stretch:80%}
.steps{counter-reset:s}
.step{border-top:3px solid var(--navy);padding-top:1.2rem}
/* Social proof strip */
.strip{background:#000;color:#fff;padding:1rem 0;overflow:hidden}
.strip .row{display:flex;flex-wrap:wrap;gap:.75rem 2rem;align-items:center;justify-content:center;font-weight:600;font-size:.95rem}
.strip a{color:#fff;text-decoration:none;display:inline-flex;gap:.45rem;align-items:center}
.strip a:hover{color:var(--aqua)}
.strip svg{width:18px;height:18px}
.marquee{overflow:hidden;border-block:1px solid var(--line);background:#fff;padding:.9rem 0}
.marquee .track{display:flex;gap:2.5rem;width:max-content;animation:mq 40s linear infinite;font-family:var(--display);font-weight:700;font-size:1.05rem;color:var(--navy);white-space:nowrap}
.marquee .track span::before{content:"✱";color:var(--red);margin-right:2.5rem}
@keyframes mq{to{transform:translateX(-50%)}}
.marquee:hover .track{animation-play-state:paused}
/* Video */
.vids{display:grid;gap:1rem;grid-template-columns:repeat(2,1fr)}
@media (min-width:900px){.vids{grid-template-columns:repeat(4,1fr)}}
.tt-embed{position:relative;aspect-ratio:9/16;border-radius:16px;overflow:hidden;background:#000;color:#fff}
.tt-embed button{all:unset;cursor:pointer;position:absolute;inset:0;display:flex;flex-direction:column;justify-content:flex-end;padding:1rem;background:linear-gradient(160deg,var(--navy-3) 0%,#000 75%);box-sizing:border-box}
.tt-embed button:focus-visible{outline:3px solid var(--red);outline-offset:-3px}
.tt-embed .cap{font-family:var(--display);font-weight:750;font-size:clamp(1rem,1.6vw,1.25rem);line-height:1.15;margin-bottom:.7rem}
.tt-embed .who{font-size:.8rem;opacity:.8}
.tt-embed .play{position:absolute;top:50%;left:50%;width:64px;height:64px;margin:-50px 0 0 -32px;border-radius:50%;background:rgba(255,255,255,.14);display:grid;place-items:center;backdrop-filter:blur(4px);transition:.2s}
.tt-embed button:hover .play{background:var(--red);transform:scale(1.08)}
.tt-embed .play svg{width:26px;height:26px;margin-left:4px}
.tt-embed .logo{position:absolute;top:.9rem;left:.9rem;display:flex;gap:.4rem;align-items:center;font-size:.8rem;font-weight:700}
.tt-embed .logo svg{width:18px;height:18px}
.tt-embed .glow{position:absolute;inset:auto -30% 40% -30%;height:40%;background:radial-gradient(closest-side,rgba(228,60,74,.45),transparent);filter:blur(10px)}
.tt-embed iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.yt{position:relative;aspect-ratio:9/16;max-width:340px;border-radius:16px;overflow:hidden;background:#000}
.yt button{all:unset;cursor:pointer;position:absolute;inset:0}
.yt img{width:100%;height:100%;object-fit:cover;opacity:.92}
.yt .play{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:68px;height:48px;border-radius:14px;background:#f00;display:grid;place-items:center}
.yt .play svg{width:24px;height:24px;color:#fff}
.yt iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
/* Reviews */
.quote{font-family:var(--serif);font-style:italic;font-size:clamp(1.5rem,3vw,2.2rem);line-height:1.2;margin:0 0 1rem}
.review{background:#fff;border-radius:var(--r);padding:1.75rem;border:1px solid var(--line);display:flex;flex-direction:column}
.review .stars{color:var(--red);letter-spacing:.15em;font-size:1.05rem;margin-bottom:.5rem}
.review cite{font-style:normal;font-weight:700;margin-top:auto}
.review cite small{display:block;font-weight:400;color:var(--muted)}
/* About */
.about-grid{display:grid;gap:2rem;align-items:center}
@media (min-width:900px){.about-grid{grid-template-columns:.8fr 1.2fr;gap:3.5rem}}
.portrait{border-radius:24px;overflow:hidden;background:var(--aqua);aspect-ratio:1;max-width:440px}
.portrait img{width:100%;height:100%;object-fit:cover}
.sig{font-family:var(--serif);font-style:italic;font-size:2rem;color:var(--red)}
/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:.7rem;overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:1.1rem 3rem 1.1rem 1.25rem;font-family:var(--display);font-weight:700;font-size:1.08rem;position:relative;line-height:1.3}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:1.1rem;top:50%;transform:translateY(-50%);font-size:1.6rem;color:var(--red);font-weight:400;transition:.2s}
.faq details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq .a{padding:0 1.25rem 1.1rem;color:var(--ink)}
.faq .a p:last-child{margin:0}
/* Contact / CTA */
.cta-band{background:var(--red);color:#fff;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;right:-120px;top:-120px;width:380px;height:380px;border-radius:50%;border:60px solid rgba(255,255,255,.08)}
.cta-band h2{color:#fff}
.cta-band .lead{color:rgba(255,255,255,.9)}
.cta-band .btn{--b:#fff;color:var(--red-d)}
.cta-band .btn:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.cta-band .btn.ghost{color:#fff;background:transparent;border-color:#fff}
.cta-band .btn.tiktok{--b:#000;color:#fff}
.contact-grid{display:grid;gap:2rem}
@media (min-width:900px){.contact-grid{grid-template-columns:1fr 1fr;gap:3rem}}
.channels{list-style:none;margin:0;padding:0;display:grid;gap:.6rem}
.channels a{display:flex;gap:.9rem;align-items:center;padding:.95rem 1.1rem;background:#fff;border:1px solid var(--line);border-radius:14px;text-decoration:none;color:var(--ink);font-weight:700;transition:.15s}
.channels a:hover{border-color:var(--navy);transform:translateX(3px)}
.channels a small{display:block;font-weight:400;color:var(--muted);font-size:.85rem}
.channels .ic{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;background:var(--navy);color:#fff;flex:none}
.channels .ic svg{width:20px;height:20px}
.channels .primary{background:#000;color:#fff;border-color:#000}
.channels .primary small{color:rgba(255,255,255,.75)}
.channels .primary .ic{background:linear-gradient(135deg,#25F4EE,#FE2C55)}
.channels .phl{border-style:dashed;opacity:.85}
form.lead-form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:clamp(1.25rem,3vw,2rem);box-shadow:var(--shadow);color:var(--ink)}
.field{margin-bottom:1rem}
.field label{display:block;font-weight:700;font-size:.92rem;margin-bottom:.3rem}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:1rem;padding:.75rem .85rem;border:1.5px solid #c9c2b4;border-radius:10px;background:#fff;color:var(--ink);min-height:48px}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--navy);outline:3px solid rgba(72,124,156,.25);outline-offset:0}
.row2{display:grid;gap:0 1rem}
@media (min-width:560px){.row2{grid-template-columns:1fr 1fr}}
.check{display:flex;gap:.6rem;align-items:flex-start;font-size:.85rem;color:var(--muted);margin-bottom:1rem}
.check input{width:20px;height:20px;margin-top:.15rem;flex:none;accent-color:var(--red)}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.form-msg{margin-top:1rem;padding:.9rem 1rem;border-radius:10px;font-weight:600;display:none}
.form-msg.ok{display:block;background:#e3f6ec;color:#0f5132}
.form-msg.err{display:block;background:#fde8ea;color:#8a1520}
/* Page header */
.page-hero{background:var(--navy);color:#fff;padding:clamp(2.5rem,6vw,4.5rem) 0 clamp(2rem,5vw,3.5rem);position:relative;overflow:hidden;isolation:isolate}
.page-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(700px 380px at 90% 0%,rgba(72,124,156,.5),transparent 60%),radial-gradient(600px 300px at 0% 120%,rgba(228,60,74,.25),transparent 60%)}
.page-hero h1{font-size:clamp(2rem,5.2vw,3.6rem);max-width:20ch}
.page-hero .lead{color:rgba(255,255,255,.82)}
.page-hero .eyebrow{color:var(--aqua)}
.crumbs{font-size:.85rem;margin-bottom:1.2rem;color:rgba(255,255,255,.7)}
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:.35rem;margin:0;padding:0}
.crumbs li+li::before{content:"/";margin-right:.35rem;opacity:.5}
.crumbs a{color:rgba(255,255,255,.85);text-decoration:none}
.crumbs a:hover{color:#fff;text-decoration:underline}
.byline{display:flex;gap:.75rem;align-items:center;margin-top:1.5rem;font-size:.9rem;color:rgba(255,255,255,.8)}
.byline img{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2px solid var(--aqua)}
.byline a{color:#fff}
/* Prose */
.prose{max-width:760px}
.prose h2{font-size:clamp(1.5rem,3vw,2.1rem);margin-top:2.4rem}
.prose h3{margin-top:1.8rem}
.prose ul,.prose ol{padding-left:1.25rem}
.prose li{margin-bottom:.4rem}
.prose table{width:100%;border-collapse:collapse;margin:1rem 0 1.5rem;font-size:.95rem;background:#fff}
.prose th,.prose td{border:1px solid var(--line);padding:.6rem .75rem;text-align:left;vertical-align:top}
.prose th{background:var(--paper-2)}
.prose blockquote{border-left:4px solid var(--red);margin:1.5rem 0;padding:.25rem 0 .25rem 1.1rem;color:var(--muted)}
.answer{font-size:1.12rem;background:#fff;border-left:4px solid var(--red);padding:1rem 1.2rem;border-radius:0 12px 12px 0;box-shadow:0 1px 0 var(--line)}
.answer strong:first-child{color:var(--red-d)}
.layout{display:grid;gap:2.5rem}
@media (min-width:1000px){.layout{grid-template-columns:minmax(0,1fr) 340px;gap:3.5rem}.aside-sticky{position:sticky;top:90px}}
.aside-box{background:var(--navy);color:#fff;border-radius:var(--r);padding:1.5rem}
.aside-box h3{color:#fff}
.aside-box p{color:rgba(255,255,255,.8);font-size:.95rem}
.aside-box .btn{width:100%;margin-bottom:.6rem}
.toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.1rem 1.25rem;margin-top:1rem;font-size:.92rem}
.toc ol{margin:.3rem 0 0;padding-left:1.1rem}
.updated{display:inline-flex;gap:.4rem;align-items:center;font-size:.85rem;color:rgba(255,255,255,.75);margin-top:.75rem}
.disclaimer{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);padding-top:1rem;margin-top:2rem}
.notice{background:#fff;border:2px solid var(--navy);border-radius:14px;padding:1.25rem 1.4rem;font-size:.95rem}
.notice.upper{text-transform:none}
/* Tools */
.tool{display:grid;gap:1.5rem;align-items:start}
@media (min-width:960px){.tool{grid-template-columns:1fr 1fr}}
.tool-panel{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:clamp(1.1rem,3vw,1.75rem)}
.tool-out{background:var(--navy);color:#fff;border-radius:var(--r);padding:clamp(1.25rem,3vw,2rem);position:sticky;top:88px}
.tool-out .big{font-family:var(--display);font-weight:800;font-size:clamp(2.4rem,6vw,3.6rem);line-height:1;letter-spacing:-.03em;margin:.2rem 0 .6rem;font-stretch:85%}
.tool-out .big.wait{font-size:1.2rem;font-weight:600;color:var(--aqua);letter-spacing:0}
.tool-out dl{display:grid;grid-template-columns:1fr auto;gap:.45rem 1rem;margin:1rem 0 0;font-size:.95rem}
.tool-out dt{color:rgba(255,255,255,.75)}
.tool-out dd{margin:0;font-weight:700;text-align:right;font-variant-numeric:tabular-nums}
.tool-out .bar{display:flex;height:14px;border-radius:7px;overflow:hidden;margin:1rem 0 .3rem;background:rgba(255,255,255,.1)}
.tool-out .bar span{display:block;height:100%;transition:width .3s}
.legend{display:flex;flex-wrap:wrap;gap:.3rem 1rem;font-size:.8rem;color:rgba(255,255,255,.8)}
.legend i{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:.35rem;vertical-align:-1px}
.tool-note{font-size:.82rem;color:rgba(255,255,255,.7);margin-top:1rem;border-top:1px solid rgba(255,255,255,.15);padding-top:.8rem}
.inp{position:relative}
.inp .pre,.inp .suf{position:absolute;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600;pointer-events:none}
.inp .pre{left:.85rem}.inp .suf{right:.85rem}
.inp input.has-pre{padding-left:1.7rem}
.inp input.has-suf{padding-right:2.6rem}
.hint{font-size:.8rem;color:var(--muted);margin-top:.25rem}
fieldset{border:0;padding:0;margin:0 0 .5rem}
legend.lg{font-family:var(--display);font-weight:750;font-size:1.05rem;margin-bottom:.6rem;padding:0}
.seg{display:inline-flex;border:1.5px solid #c9c2b4;border-radius:999px;padding:3px;gap:3px;margin-bottom:1rem}
.seg label{padding:.45rem .9rem;border-radius:999px;cursor:pointer;font-weight:600;font-size:.9rem}
.seg input{position:absolute;opacity:0}
.seg input:checked+span{background:var(--navy);color:#fff}
.seg span{padding:.45rem .9rem;border-radius:999px;display:block}
.tool-cards .card .ico{width:46px;height:46px;border-radius:12px;background:var(--aqua-l);display:grid;place-items:center;margin-bottom:1rem;color:var(--navy)}
.tool-cards .card .ico svg{width:24px;height:24px}
/* LE decoder */
.decoder{display:grid;gap:1.5rem}
@media (min-width:960px){.decoder{grid-template-columns:280px 1fr}}
.dec-nav{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:.75rem;position:sticky;top:88px;align-self:start}
.dec-nav ol{list-style:none;margin:0;padding:0;counter-reset:d}
.dec-nav button{all:unset;box-sizing:border-box;display:flex;gap:.6rem;align-items:center;width:100%;padding:.55rem .65rem;border-radius:10px;cursor:pointer;font-weight:600;font-size:.92rem}
.dec-nav button:hover{background:var(--aqua-l)}
.dec-nav button[aria-current=true]{background:var(--navy);color:#fff}
.dec-nav button .dot{width:22px;height:22px;border-radius:50%;border:2px solid currentColor;display:grid;place-items:center;font-size:.7rem;flex:none;opacity:.7}
.dec-nav button.done .dot{background:var(--red);border-color:var(--red);color:#fff;opacity:1}
.dec-nav .pg{font-size:.7rem;text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-weight:700;padding:.7rem .65rem .2rem}
.progress{height:8px;background:var(--paper-2);border-radius:4px;overflow:hidden;margin:.5rem .4rem .8rem}
.progress span{display:block;height:100%;background:var(--red);width:0;transition:width .3s}
.dec-panel{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:clamp(1.25rem,3vw,2rem)}
.dec-panel[hidden]{display:none}
.dec-panel h3{font-size:1.6rem}
.flag{background:#fde8ea;border-left:4px solid var(--red);padding:.8rem 1rem;border-radius:0 10px 10px 0;margin:.5rem 0}
.look{background:var(--aqua-l);border-left:4px solid var(--blue);padding:.8rem 1rem;border-radius:0 10px 10px 0;margin:.5rem 0}
.dec-actions{display:flex;flex-wrap:wrap;gap:.6rem;justify-content:space-between;margin-top:1.5rem;align-items:center}
/* Glossary */
.gloss dt{font-family:var(--display);font-weight:750;font-size:1.15rem;margin-top:1.4rem}
.gloss dd{margin:.3rem 0 0}
.az{display:flex;flex-wrap:wrap;gap:.3rem;margin-bottom:1.5rem}
.az a{display:grid;place-items:center;width:36px;height:36px;border-radius:8px;background:#fff;border:1px solid var(--line);text-decoration:none;font-weight:700}
/* Blog */
.post-card .meta{font-size:.82rem;color:var(--muted);margin-bottom:.5rem}
.cluster{border-top:3px solid var(--navy);padding-top:1.2rem}
.cluster ul{list-style:none;padding:0;margin:0}
.cluster li{padding:.5rem 0;border-bottom:1px solid var(--line)}
.cluster li a{font-weight:600;text-decoration:none}
.cluster li a:hover{text-decoration:underline}
/* Footer */
.site-footer{background:var(--navy-2);color:rgba(255,255,255,.82);padding:3.5rem 0 6rem;font-size:.92rem}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{text-decoration:underline;color:#fff}
.f-top{display:grid;gap:2rem;padding-bottom:2rem;border-bottom:1px solid rgba(255,255,255,.1)}
@media (min-width:900px){.f-top{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.f-top h4{color:#fff;font-size:.8rem;text-transform:uppercase;letter-spacing:.14em;margin-bottom:.9rem}
.f-top ul{list-style:none;margin:0;padding:0}
.f-top li{margin-bottom:.45rem}
.lic{display:grid;gap:1.25rem;margin-top:2rem;padding:1.5rem;border:1px solid rgba(255,255,255,.15);border-radius:var(--r);background:rgba(255,255,255,.03)}
@media (min-width:900px){.lic{grid-template-columns:auto 1fr auto;align-items:center}}
.lic .logo-chip{background:#fff;border-radius:12px;padding:.7rem .9rem;display:inline-block}
.lic .logo-chip img{width:150px;height:auto}
.lic .eho{display:flex;gap:.7rem;align-items:center}
.lic .eho img{width:54px;height:auto}
.lic p{margin:0 0 .4rem}
.f-legal{margin-top:1.5rem;font-size:.8rem;color:rgba(255,255,255,.62);line-height:1.6}
.f-legal p{margin:0 0 .6rem}
/* Mobile action bar */
.actionbar{position:fixed;left:0;right:0;bottom:0;z-index:60;display:grid;grid-template-columns:1fr 1fr 1.25fr;gap:1px;background:rgba(255,255,255,.15);box-shadow:0 -8px 24px rgba(0,0,0,.2);padding-bottom:env(safe-area-inset-bottom);transform:translateY(110%);transition:transform .25s}
.actionbar.show{transform:none}
.actionbar a{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:58px;background:var(--navy);color:#fff;text-decoration:none;font-size:.78rem;font-weight:700}
.actionbar a svg{width:20px;height:20px}
.actionbar a.tt{background:#000}
.actionbar a.txt{background:var(--red)}
@media (min-width:1100px){.actionbar{display:none}.site-footer{padding-bottom:3rem}}
/* Reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
.no-js .reveal{opacity:1;transform:none}
.center{text-align:center}
.mt0{margin-top:0}.mt1{margin-top:1rem}.mt2{margin-top:2rem}.mb0{margin-bottom:0}
.pill{display:inline-flex;align-items:center;gap:.4rem;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:999px;padding:.3rem .8rem;font-size:.82rem;font-weight:600}
.split{display:grid;gap:2rem;align-items:center}
@media (min-width:900px){.split{grid-template-columns:1fr 1fr;gap:3rem}}
.photo{border-radius:var(--r);overflow:hidden}
.photo img{width:100%;height:100%;object-fit:cover}
.kicker-list{list-style:none;padding:0;margin:0 0 1.5rem}
.kicker-list li{padding-left:1.8rem;position:relative;margin-bottom:.6rem}
.kicker-list li::before{content:"";position:absolute;left:0;top:.45em;width:1rem;height:.55rem;border-left:3px solid var(--red);border-bottom:3px solid var(--red);transform:rotate(-45deg)}
.sitemap-list{columns:2 260px;gap:2rem}
.sitemap-list h3{break-after:avoid;margin-top:1.5rem}
.sitemap-list ul{break-inside:avoid;padding-left:1.1rem}
@media print{.site-header,.actionbar,.cta-band,.site-footer .soc{display:none}}
/* header fit fixes */
.nav a,.nav button.dd,.brand small,.hdr-cta .btn{white-space:nowrap}
.site-header .wrap.hdr{max-width:1400px}
.hdr-social .soc{display:flex;flex-wrap:nowrap;gap:.25rem;margin:0;padding:0;list-style:none}
@media (min-width:1100px){.nav a,.nav button.dd{font-size:.9rem;padding:.5rem .5rem}.hdr-social{display:none}}
@media (min-width:1440px){.hdr-social{display:flex}.hdr-social a{width:32px;height:32px}.nav a,.nav button.dd{padding:.5rem .6rem}}
.yt{max-width:280px}
@media (max-width:959px){.hero-art{width:calc(100% - 16px)}.le-card{left:10px}.note.n2{left:4px}}
@media (min-width:1440px){.hdr-social a{width:30px;height:30px}.hdr-social a svg{width:15px;height:15px}.nav a,.nav button.dd{padding:.5rem .5rem}.hdr{gap:.75rem}}
.rating-badge{display:inline-flex;align-items:center;gap:.4rem;background:#fff;border-radius:999px;padding:.35rem .9rem;font-size:.95rem;margin:.75rem 0 0;box-shadow:0 2px 8px rgba(18,31,47,.08)}
.rating-badge .stars{color:#f2b84b;letter-spacing:.05em}
.review .quote{font-size:1.15rem}
.grid.g3 .review{display:flex;flex-direction:column}.grid.g3 .review figcaption{margin-top:auto;padding-top:.75rem}

/* ---- v3 (2026-10-24): home v2 + Loan Estimate upload form ---- */
section.tight{padding:clamp(2.25rem,5vw,3.75rem) 0}
.hero-home .hero-grid{padding-top:clamp(1.75rem,5vw,4rem);padding-bottom:clamp(2rem,5vw,3.5rem);align-items:start;gap:1.5rem}
@media (min-width:960px){.hero-home .hero-grid{grid-template-columns:1fr minmax(0,470px);gap:3rem;align-items:center}}
.hero-home .lead{font-size:clamp(1.02rem,1.6vw,1.15rem)}
.hero-home .hero-john-sm{display:none}
@media (min-width:960px){.hero-home .hero-john-sm{display:block;max-width:250px;margin-top:1.25rem;filter:drop-shadow(0 16px 24px rgba(0,0,0,.35))}}
.hero-alt{margin-top:1rem;font-size:.95rem;color:rgba(255,255,255,.82)}
.hero-alt a{color:#fff;font-weight:700}
form.le-form{padding:clamp(1.1rem,3vw,1.6rem)}
form.le-form .field{margin-bottom:.8rem}
form.le-form .field textarea{min-height:64px}
form.le-form h2,form.le-form h3{font-size:clamp(1.25rem,2.4vw,1.5rem);margin:0 0 .2rem}
.le-head{display:flex;gap:.75rem;align-items:center;margin-bottom:.6rem}
.le-head img{width:48px;height:48px;border-radius:50%;object-fit:cover;flex:none}
.le-head p{margin:0;font-size:.88rem;color:var(--muted);line-height:1.35}
.file-field input[type=file]{padding:.85rem;border:2px dashed #b9b1a2;background:#faf8f4;cursor:pointer;min-height:56px}
.file-field input[type=file]:focus{border-color:var(--navy)}
.file-field small,.le-files{display:block;font-size:.82rem;color:var(--muted);margin-top:.3rem}
.le-files{color:var(--navy);font-weight:600}
.le-form .check{margin-bottom:.8rem;font-size:.8rem}
.le-form .btn[type=submit]{width:100%}
.le-thanks{padding:.5rem 0;outline:none}
.le-thanks h3{color:#0f5132}
.le-thanks p{margin:0}
.explore{display:grid;gap:1.5rem}
@media (min-width:900px){.explore{grid-template-columns:repeat(3,1fr)}}
.explore h3{font-size:1.05rem;margin:0 0 .6rem}
.link-row{display:flex;flex-wrap:wrap;gap:.5rem;margin:0;padding:0;list-style:none}
.link-row a{display:inline-flex;align-items:center;min-height:44px;padding:.45rem .9rem;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);font-weight:600;font-size:.92rem;text-decoration:none;transition:border-color .15s,transform .15s}
.link-row a:hover{border-color:var(--navy);transform:translateY(-1px)}
.steps.compact .step h3{font-size:1.15rem}
.steps.compact .step p{margin:0}
.about-short{display:grid;gap:1.25rem;align-items:center}
@media (min-width:760px){.about-short{grid-template-columns:200px 1fr;gap:2.5rem}}
.about-short .portrait{max-width:200px;border-radius:20px}
.contact-short .channels{max-width:none}
@media (min-width:760px){.contact-short .channels{grid-template-columns:1fr 1fr}}
.le-head picture{flex:none;display:block;width:48px;height:48px}
@media (max-width:899px){.form-first>div:last-child{order:-1}}
/* TikTok poster cards (home v2) */
.tt-wrap{display:grid;gap:1.5rem;align-items:center}
@media (min-width:900px){.tt-wrap{grid-template-columns:1fr auto;gap:3rem}.tt-wrap .sec-head{margin-bottom:0}}
.tt-row{display:grid;grid-template-columns:repeat(2,minmax(0,230px));gap:.9rem}
.tt-card{margin:0}
.tt-poster{position:relative;display:block;aspect-ratio:9/16;border-radius:16px;overflow:hidden;background:#000;box-shadow:0 14px 30px rgba(0,0,0,.35)}
.tt-poster img{width:100%;height:100%;object-fit:cover;display:block}
.tt-poster .play{position:absolute;top:50%;left:50%;width:58px;height:58px;margin:-29px 0 0 -29px;border-radius:50%;background:rgba(0,0,0,.6);color:#fff;display:grid;place-items:center;transition:.2s}
.tt-poster:hover .play,.tt-poster:focus-visible .play{background:var(--red);transform:scale(1.08)}
.tt-poster .play svg{width:24px;height:24px;margin-left:3px}
.tt-poster .tt-badge{position:absolute;left:.5rem;bottom:2.1rem;display:inline-flex;gap:.3rem;align-items:center;background:rgba(0,0,0,.72);color:#fff;font-size:.72rem;font-weight:700;padding:.25rem .5rem;border-radius:999px}
.tt-poster .tt-badge svg{width:13px;height:13px}
.tt-poster iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.tt-card figcaption{font-size:.85rem;line-height:1.3;margin-top:.5rem;color:rgba(255,255,255,.85)}